{"id":5561,"date":"2019-05-30T09:17:10","date_gmt":"2019-05-30T07:17:10","guid":{"rendered":"https:\/\/www.gopay.com\/blog\/?p=5561"},"modified":"2023-08-30T13:37:41","modified_gmt":"2023-08-30T11:37:41","slug":"jak-v-gopay-vyplacime-penize-za-prijate-platby","status":"publish","type":"post","link":"https:\/\/www.gopay.com\/blog\/jak-v-gopay-vyplacime-penize-za-prijate-platby\/","title":{"rendered":"Jak v GoPay vypl\u00e1c\u00edme pen\u00edze za p\u0159ijat\u00e9 platby?"},"content":{"rendered":"

V\u00edte, jak\u00e9 dv\u011b v\u011bci jsou na platebn\u00ed br\u00e1n\u011b v\u016fbec nejd\u016fle\u017eit\u011bj\u0161\u00ed?<\/p>\n

Um\u011bn\u00ed prov\u00e9st z\u00e1kazn\u00edka platebn\u00edm procesem a hladk\u00e9 p\u0159ed\u00e1n\u00ed p\u0159ijat\u00fdch plateb majiteli e-shopu.<\/p>\n

<\/p>\n

O tom prvn\u00edm jsme u\u017e n\u011bkolikr\u00e1t psali, nap\u0159\u00edklad tady<\/a> a tady<\/a>.<\/p>\n

Jak prob\u00edh\u00e1 p\u0159esun prost\u0159edk\u016f z GoPay na bankovn\u00ed \u00fa\u010det e-shopu, v\u00e1m pop\u00ed\u0161eme v tomto \u010dl\u00e1nku.<\/p>\n\n

Jak prob\u00edh\u00e1 platba (rychl\u00e9 op\u00e1\u010dko)<\/h2>\n

Nejprve si zopakujeme, jak vlastn\u011b funguje GoPay<\/a>.
\n\"Jak<\/p>\n

    \n
  1. Platba<\/strong>
    \nZ\u00e1kazn\u00edk provede platbu na port\u00e1lu obchodn\u00edka p\u0159es platebn\u00ed br\u00e1nu.<\/li>\n
  2. Autorizace platby<\/strong>
    \nGoPay p\u0159ed\u00e1 informace o platb\u011b k autorizaci. P\u0159i autorizaci banka z\u00e1kazn\u00edka potvrzuje, jestli m\u00e1 z\u00e1kazn\u00edk na \u00fa\u010dtu dost pen\u011bz a jestli m\u016f\u017ee platba prob\u011bhnout. Pokud je v\u0161e v po\u0159\u00e1dku, platba je schv\u00e1lena.<\/li>\n
  3. Emise elektronick\u00fdch prost\u0159edk\u016f<\/strong>
    \nN\u00e1sledn\u011b dojde k nav\u00fd\u0161en\u00ed z\u016fstatku elektronick\u00fdch pen\u011bz na GoPay obchodn\u00edm \u00fa\u010dtu<\/strong> obchodn\u00edka. Z\u00e1rove\u0148 GoPay o v\u00fdsledku autorizace informuje z\u00e1kazn\u00edka i obchodn\u00edka (a obchodn\u00edk m\u016f\u017ee expedovat zbo\u017e\u00ed).<\/li>\n<\/ol>\n
    <\/span>Co je GoPay obchodn\u00ed \u00fa\u010det?<\/div>
    Ka\u017ed\u00e9mu, kdo p\u0159ij\u00edm\u00e1 platby p\u0159es GoPay vede GoPay tzv. GoPay obchodn\u00ed \u00fa\u010det. Na ten jsou prost\u0159ednictv\u00edm elektronick\u00fdch pen\u011bz p\u0159ipisov\u00e1ny prost\u0159edky za p\u0159ijat\u00e9 platby p\u0159es platebn\u00ed br\u00e1nu.<\/div><\/div>\n

    A te\u010f se kone\u010dn\u011b dost\u00e1v\u00e1me k tomu, jak skute\u010dn\u00e9 pen\u00edze putuj\u00ed od z\u00e1kazn\u00edka k obchodn\u00edkovi.<\/p>\n

    Jak putuj\u00ed pen\u00edze<\/h2>\n

    Elektronick\u00e9 prost\u0159edky na GoPay obchodn\u00edm \u00fa\u010dtu nejsou opravdov\u00e9 pen\u00edze. Jde pouze o ekvivalent skute\u010dn\u00fdch pen\u011bz ve sv\u011bt\u011b GoPay.<\/p>\n

    Cesta skute\u010dn\u00fdch pen\u011bz prob\u00edh\u00e1 n\u00e1sledovn\u011b:<\/p>\n

    \"GoPay\"<\/p>\n

      \n
    1. P\u0159esun pen\u011bz od banky z\u00e1kazn\u00edka do banky GoPay<\/strong>
      \nKr\u00e1tce po autorizaci platby obdr\u017e\u00ed GoPay od banky z\u00e1kazn\u00edka tzv. bankovn\u00ed av\u00edzo<\/strong>. Jde o informaci, kter\u00e1 GoPay \u0159\u00edk\u00e1, \u017ee m\u016f\u017ee o\u010dek\u00e1vat, \u017ee banka z\u00e1kazn\u00edka za\u0161le na bankovn\u00ed \u00fa\u010det GoPay pen\u00edze ve v\u00fd\u0161i autorizovan\u00e9 platby. Ke skute\u010dn\u00e9mu p\u0159ips\u00e1n\u00ed pen\u011bz na bankovn\u00ed \u00fa\u010det GoPay, a tedy i k pokryt\u00ed<\/strong> autorizovan\u00e9 platby, doch\u00e1z\u00ed podle typu platby a doby placen\u00ed do n\u011bkolika hodin, v n\u011bkter\u00fdch p\u0159\u00edpadech i do n\u011bkolika dn\u00ed.
      <\/span>To m\u00e1 GoPay jen jeden bankovn\u00ed \u00fa\u010det?<\/div>
      Ne. Ve skute\u010dnosti m\u00e1 GoPay celou s\u00ed\u0165 bankovn\u00edch \u00fa\u010dt\u016f, do kter\u00e9 sb\u00edr\u00e1 pen\u00edze z plateb od bank z\u00e1kazn\u00edk\u016f.<\/div><\/div><\/li>\n
    2. Vy\u00fa\u010dtov\u00e1n\u00ed GoPay<\/strong>
      \nAby bylo mo\u017en\u00e9 p\u0159ijat\u00e9 pen\u00edze vypo\u0159\u00e1dat, prov\u00e1d\u00edme v GoPay tzv. vy\u00fa\u010dtov\u00e1n\u00ed<\/strong>. Jde o proces, kdy GoPay se\u010dte p\u0159ijat\u00e9 prost\u0159edky obchodn\u00edka na jeho GoPay obchodn\u00edm \u00fa\u010dtu, ode\u010dte od nich poplatky za sv\u00e9 slu\u017eby a v\u00fdsledek sesum\u00edruje do tzv. dokumentu o vy\u00fa\u010dtov\u00e1n\u00ed. Vy\u00fa\u010dtov\u00e1n\u00ed se prov\u00e1d\u00ed v\u017edy za ur\u010dit\u00e9 obdob\u00ed.<\/li>\n
    3. P\u0159esun pen\u011bz z banky GoPay do banky obchodn\u00edka<\/strong>
      \nJakmile prob\u011bhne vy\u00fa\u010dtov\u00e1n\u00ed, zad\u00e1v\u00e1 GoPay p\u0159\u00edkaz k v\u00fdplat\u011b skute\u010dn\u00fdch pen\u011bz v sum\u011b podle vy\u00fa\u010dtov\u00e1n\u00ed na bankovn\u00ed \u00fa\u010det obchodn\u00edka. V z\u00e1vislosti na tom, jestli vy\u00fa\u010dtov\u00e1n\u00ed prob\u011bhlo automaticky, nebo ho provedl obchodn\u00edk manu\u00e1ln\u011b, doch\u00e1z\u00ed n\u00e1sledn\u011b k v\u00fdplat\u011b pen\u011bz z banky GoPay do banky obchodn\u00edka. Z\u00e1rove\u0148 s t\u00edm se sn\u00ed\u017e\u00ed z\u016fstatek elektronick\u00fdch prost\u0159edk\u016f na GoPay obchodn\u00edm \u00fa\u010dtu obchodn\u00edka, a to o vy\u00fa\u010dtovanou \u010d\u00e1stku v\u010detn\u011b poplatku pro GoPay.
      <\/span>Odkud GoPay pos\u00edl\u00e1 vy\u00fa\u010dtovan\u00e9 platby?<\/div>
      Jakmile dojde k vy\u00fa\u010dtov\u00e1n\u00ed a platby jsou kryt\u00e9, odes\u00edl\u00e1me platebn\u00ed p\u0159\u00edkaz, a to:
      \nCZK platby pos\u00edl\u00e1me z Komer\u010dn\u00ed banky,
      \nEUR platby pos\u00edl\u00e1me z VUB banky,
      \nHUF platby pos\u00edl\u00e1me z CIB,
      \nPLN platby pos\u00edl\u00e1me z Pekao,
      \nplatby v ostatn\u00edch m\u011bn\u00e1ch pos\u00edl\u00e1me z Komer\u010dn\u00ed banky.<\/div><\/div><\/li>\n<\/ol>\n

      Jak dlouho trv\u00e1 p\u0159evod pen\u011bz z banky GoPay do banky obchodn\u00edka?<\/strong>
      \nU vnitrobankovn\u00edho p\u0159evodu<\/strong>, nap\u0159. Komer\u010dn\u00ed banka – Komer\u010dn\u00ed banka, je p\u0159evod rychl\u00fd, pen\u00edze v praxi obdr\u017e\u00edte do n\u011bkolika minut<\/strong> od odesl\u00e1n\u00ed p\u0159\u00edkazu.<\/p>\n

      Mezibankovn\u00ed bankovn\u00ed p\u0159evody jsou pomalej\u0161\u00ed<\/strong>. Platby jsou p\u0159ipisov\u00e1ny dal\u0161\u00ed den od odesl\u00e1n\u00ed p\u0159\u00edkazu.<\/p>\n

      Vlastnosti GoPay vy\u00fa\u010dtov\u00e1n\u00ed<\/h2>\n

      Vy\u00fa\u010dtov\u00e1n\u00ed hraje v procesu zas\u00edl\u00e1n\u00ed pen\u011bz z GoPay obchodn\u00edk\u016fm kl\u00ed\u010dovou<\/strong> roli. Proto si na n\u011bj v\u00edce posv\u00edt\u00edme.<\/p>\n

      Frekvence vy\u00fa\u010dtov\u00e1n\u00ed<\/h4>\n

      Z\u00e1kladn\u00ed vlastnost\u00ed vy\u00fa\u010dtov\u00e1n\u00ed je jeho frekvence, tedy to, jak \u010dasto a za jak\u00e9 obdob\u00ed prob\u00edh\u00e1.<\/p>\n

      Vy\u00fa\u010dtov\u00e1n\u00ed m\u016f\u017ee prob\u00edhat denn\u011b, t\u00fddn\u011b nebo m\u011bs\u00ed\u010dn\u011b<\/strong>. Za po\u010d\u00e1te\u010dn\u00ed den t\u00fddenn\u00edho i m\u011bs\u00ed\u010dn\u00edho vy\u00fa\u010dtov\u00e1n\u00ed se bere kalend\u00e1\u0159n\u00ed den p\u0159edch\u00e1zej\u00edc\u00ed dni, kdy obchodn\u00edk za\u010dal br\u00e1nu provozovat.<\/p>\n

      Pokud vy\u00fa\u010dtov\u00e1n\u00ed prob\u00edh\u00e1 podle denn\u00ed, t\u00fddenn\u00ed nebo m\u011bs\u00ed\u010dn\u00ed frekvence, \u0159\u00edk\u00e1me, \u017ee prob\u00edh\u00e1 automaticky<\/strong>.<\/p>\n

      Krom\u011b toho m\u016f\u017ee vy\u00fa\u010dtov\u00e1n\u00ed kdykoli prov\u00e9st obchodn\u00edk – potom mluv\u00edme o manu\u00e1ln\u00edm vy\u00fa\u010dtov\u00e1n\u00ed. Manu\u00e1ln\u00ed<\/strong> vy\u00fa\u010dtov\u00e1n\u00ed nem\u00e1 frekvenci, proto u n\u011bj nelze \u0159\u00edct, za jak\u00e9 obdob\u00ed prob\u00edh\u00e1. Jednodu\u0161e do n\u011bj zahrnujeme v\u0161echny prost\u0159edky za p\u0159ijat\u00e9 platby, kter\u00e9 m\u00e1 3 dny p\u0159ed proveden\u00edm manu\u00e1ln\u00edho vy\u00fa\u010dtov\u00e1n\u00ed obchodn\u00edk na obchodn\u00edm \u00fa\u010dtu (Pro\u010d 3 dny, to vysv\u011btl\u00edme za chv\u00edli).<\/p>\n

      <\/span>Pro\u010d je frekvence d\u016fle\u017eit\u00e1?<\/div>
      U automatick\u00e9ho vy\u00fa\u010dtov\u00e1n\u00ed<\/strong> pos\u00edl\u00e1me p\u0159\u00edkaz k v\u00fdplat\u011b pen\u011bz z banky GoPay do banky obchodn\u00edka ve stejn\u00fd den<\/strong>, kdy vy\u00fa\u010dtov\u00e1n\u00ed prob\u011bhne. Ve stejn\u00fd den m\u00e1 obchodn\u00edk zpravidla pen\u00edze na sv\u00e9m \u00fa\u010dtu. Odesl\u00e1n\u00ed pen\u011bz u manu\u00e1ln\u00edho vy\u00fa\u010dtov\u00e1n\u00ed z\u00e1vis\u00ed na dob\u011b, kdy obchodn\u00edk vy\u00fa\u010dtov\u00e1n\u00ed provede<\/strong>. Kdy\u017e to stihne v pracovn\u00ed den do 10 hodin dopoledne, pen\u00edze mu za\u0161leme v ten sam\u00fd den. Pen\u00edze u pozd\u011bji proveden\u00fdch manu\u00e1ln\u00edch vy\u00fa\u010dtov\u00e1n\u00ed jsou odes\u00edl\u00e1ny a\u017e n\u00e1sleduj\u00edc\u00ed pracovn\u00ed den.<\/div><\/div>\n
      <\/span>Jak\u00e9 je standardn\u00ed nastaven\u00ed frekvence vy\u00fa\u010dtov\u00e1n\u00ed?<\/div>
      Standardn\u011b nastavujeme m\u011bs\u00ed\u010dn\u00ed vy\u00fa\u010dtov\u00e1n\u00ed, kdy po\u010d\u00e1te\u010dn\u00edm dnem je kalend\u00e1\u0159n\u00ed den p\u0159ed dnem, kdy obchodn\u00edk br\u00e1nu zprovoznil.<\/div><\/div>\n

      Minim\u00e1ln\u00ed \u010d\u00e1stka pro vy\u00fa\u010dtov\u00e1n\u00ed<\/h4>\n

      Minim\u00e1ln\u00ed \u010d\u00e1stka \u0159\u00edk\u00e1, od jak\u00e9 v\u00fd\u0161e prost\u0159edk\u016f na GoPay obchodn\u00edm \u00fa\u010dtu m\u00e1 vy\u00fa\u010dtov\u00e1n\u00ed prob\u00edhat.<\/p>\n

      Kdy\u017e m\u00e1 nap\u0159\u00edklad obchodn\u00edk nastavenou minim\u00e1ln\u00ed \u010d\u00e1stku pro vy\u00fa\u010dtov\u00e1n\u00ed 10 K\u010d, znamen\u00e1 to, \u017ee vy\u00fa\u010dtov\u00e1n\u00ed m\u00e1 prob\u00edhat a\u017e ve chv\u00edli, kdy je na obchodn\u00edmu \u00fa\u010dtu obchodn\u00edka alespo\u0148 10 K\u010d.<\/p>\n

      <\/span>Pro\u010d je minim\u00e1ln\u00ed \u010d\u00e1stka d\u016fle\u017eit\u00e1?<\/div>
      Pokud je na obchodn\u00edm \u00fa\u010dtu ni\u017e\u0161\u00ed z\u016fstatek ne\u017e minim\u00e1ln\u00ed \u010d\u00e1stka pro vy\u00fa\u010dtov\u00e1n\u00ed, vy\u00fa\u010dtov\u00e1n\u00ed neprob\u011bhne a k dal\u0161\u00edmu pokusu o vy\u00fa\u010dtov\u00e1n\u00ed dojde a\u017e v n\u00e1sleduj\u00edc\u00edm vy\u00fa\u010dtovac\u00edm obdob\u00ed. Tak to prob\u00edh\u00e1 do chv\u00edle, ne\u017e je na obchodn\u00edm \u00fa\u010dtu dostate\u010dn\u00fd z\u016fstatek.<\/div><\/div>\n
      <\/span>Jak\u00e9 je standardn\u00ed nastaven\u00ed minim\u00e1ln\u00ed \u010d\u00e1stky?<\/div>
      Standardn\u00ed nastaven\u00ed minim\u00e1ln\u00ed \u010d\u00e1stky pro vy\u00fa\u010dtov\u00e1n\u00ed je 10 K\u010d<\/strong>.<\/div><\/div>\n

      Parametr D<\/h4>\n

      Parametr D je kl\u00ed\u010dovou vlastnost\u00ed vy\u00fa\u010dtov\u00e1n\u00ed. Ur\u010duje, s jak\u00fdm zpo\u017ed\u011bn\u00edm od posledn\u00edho dne z\u00fa\u010dtovac\u00edho obdob\u00ed m\u00e1 vy\u00fa\u010dtov\u00e1n\u00ed prob\u011bhnout<\/strong>.<\/p>\n

      Pro\u010d m\u00e1 vy\u00fa\u010dtov\u00e1n\u00ed prob\u00edhat se zpo\u017ed\u011bn\u00edm?<\/strong> Proto\u017ee GoPay sm\u00ed vypl\u00e1cet pouze kryt\u00e9 pen\u00edze (=ty, kter\u00e9 u\u017e m\u00e1 na bankovn\u00edm \u00fa\u010dtu). Pot\u00ed\u017e je v tom, \u017ee v okam\u017eiku proveden\u00ed platby pen\u00edze je\u0161t\u011b kryt\u00e9 nejsou a jejich vypl\u00e1cen\u00edm v tento moment bychom de facto poskytovali kr\u00e1tkodob\u00e9 \u00fav\u011bry (a na to nem\u00e1me opr\u00e1vn\u011bn\u00ed).<\/p>\n

      K vykryt\u00ed p\u0159ijat\u00fdch plateb doch\u00e1z\u00ed, jak je vid\u011bt v\u00fd\u0161e, a\u017e n\u011bkolikadenn\u00edm zpo\u017ed\u011bn\u00edm. A pr\u00e1v\u011b tohle obdob\u00ed pom\u00e1h\u00e1 parametr D p\u0159eklenout.<\/p>\n

      <\/span>Jak\u00e9 je standardn\u00ed nastaven\u00ed parametru D?<\/div>
      Parametr D je standardn\u011b nastaven na hodnodu D=3<\/strong>. Znamen\u00e1 to, \u017ee k vy\u00fa\u010dtov\u00e1n\u00ed doch\u00e1z\u00ed se zpo\u017ed\u011bn\u00edm o 3 dny od posledn\u00edho dne vy\u00fa\u010dtovac\u00edho obdob\u00ed<\/strong>. <\/div><\/div>\n

      Jak to funguje v praxi?<\/h2>\n

      Automatick\u00e9 t\u00fddenn\u00ed vy\u00fa\u010dtov\u00e1n\u00ed s parametrem D=3<\/h4>\n

      M\u00e1me frekvenci vy\u00fa\u010dtov\u00e1n\u00ed nastavenou na ka\u017ed\u00fd t\u00fdden. Posledn\u00edm dnem z\u00fa\u010dtovac\u00edho obdob\u00ed je ned\u011ble. Parametr D=3.<\/strong><\/em><\/p>\n

      Kdy prob\u011bhne vy\u00fa\u010dtov\u00e1n\u00ed, za jak\u00e9 obdob\u00ed a kdy po\u0161le GoPay pen\u00edze na bankovn\u00ed \u00fa\u010det obchodn\u00edka?<\/em><\/strong><\/p>\n

      \"GoPay\"<\/p>\n

      Vy\u00fa\u010dtov\u00e1n\u00ed prob\u011bhne automaticky 3 dny (proto\u017ee parametr D=3) od posledn\u00edho dne z\u00fa\u010dtovac\u00edho obdob\u00ed, tedy ve \u010dtvrtek. V ten sam\u00fd den po\u0161leme pen\u00edze na bankovn\u00ed \u00fa\u010det obchodn\u00edka.<\/p>\n

      Odesl\u00e1ny budou pen\u00edze za platby p\u0159ijat\u00e9 v p\u0159edchoz\u00edm t\u00fddnu od pond\u011bl\u00ed do ned\u011ble.<\/p>\n

      Automatick\u00e9 m\u011bs\u00ed\u010dn\u00ed vy\u00fa\u010dtov\u00e1n\u00ed s parametrem D=3<\/h4>\n

      M\u00e1me m\u011bs\u00ed\u010dn\u00ed frekvenci vy\u00fa\u010dtov\u00e1n\u00ed, kdy po\u010d\u00e1te\u010dn\u00ed obdob\u00ed je 10. den v m\u011bs\u00edci. Parametr D=3.<\/strong><\/em><\/p>\n

      Kdy prob\u011bhne vy\u00fa\u010dtov\u00e1n\u00ed, za jak\u00e9 obdob\u00ed a kdy po\u0161le GoPay pen\u00edze na bankovn\u00ed \u00fa\u010det obchodn\u00edka?<\/em><\/strong><\/p>\n

      \"GoPay<\/p>\n

      Posledn\u00edm dnem z\u00fa\u010dtovac\u00edho obdob\u00ed je 9. den v m\u011bs\u00edci (Vy\u00fa\u010dtov\u00e1n\u00ed prob\u00edh\u00e1 od 10. dne do 9. dne n\u00e1sleduj\u00edc\u00edho m\u011bs\u00edce. Proto je posledn\u00edm dnem 9. den.).<\/p>\n

      Vy\u00fa\u010dtov\u00e1n\u00ed se proto provede 13. den v m\u011bs\u00edci (D=3, tedy 3 dny od posledn\u00edho dne) a ve stejn\u00fd den ode\u0161leme pen\u00edze na bankovn\u00ed \u00fa\u010det obchodn\u00edka.<\/p>\n

      Odesl\u00e1ny budou pen\u00edze za platby p\u0159ijat\u00e9 od 10. dne p\u0159edchoz\u00edho m\u011bs\u00edce do 9. dne sou\u010dasn\u00e9ho m\u011bs\u00edce.<\/p>\n

      Manu\u00e1ln\u00ed vy\u00fa\u010dtov\u00e1n\u00ed s parametrem D=3<\/h4>\n

      Chci prov\u00e9st manu\u00e1ln\u00ed vy\u00fa\u010dtov\u00e1n\u00ed. Parametr D=3.<\/strong><\/em><\/p>\n

      Kdy prob\u011bhne vy\u00fa\u010dtov\u00e1n\u00ed, za jak\u00e9 obdob\u00ed a kdy po\u0161le GoPay pen\u00edze na bankovn\u00ed \u00fa\u010det obchodn\u00edka?<\/em><\/strong><\/p>\n

      Manu\u00e1ln\u00ed vy\u00fa\u010dtov\u00e1n\u00ed prob\u011bhne v den, kdy ho obchodn\u00edk zad\u00e1.<\/p>\n

      Proto\u017ee i na manu\u00e1ln\u00ed vy\u00fa\u010dtov\u00e1n\u00ed se vztahuje parametr D, do vy\u00fa\u010dtov\u00e1n\u00ed zahrnujeme platby p\u0159ijat\u00e9 3 dny p\u0159ed proveden\u00edm vy\u00fa\u010dtov\u00e1n\u00ed (u D=3).<\/p>\n

      \"GoPay<\/p>\n

      Nap\u0159\u00edklad do manu\u00e1ln\u00edho vy\u00fa\u010dtov\u00e1n\u00ed, kter\u00e9 obchodn\u00edk provede v p\u00e1tek, zahrneme v\u0161echny platby na GoPay obchodn\u00edm \u00fa\u010dtu p\u0159ijat\u00e9 do pond\u011bln\u00ed p\u016flnoci.<\/p>\n

      Odesl\u00e1n\u00ed pen\u011bz na bankovn\u00ed \u00fa\u010det obchodn\u00edka z\u00e1vis\u00ed na dob\u011b proveden\u00ed manu\u00e1ln\u00edho vy\u00fa\u010dtov\u00e1n\u00ed.<\/p>\n

      Pokud zad\u00e1te manu\u00e1ln\u00ed vy\u00fa\u010dtov\u00e1n\u00ed v pracovn\u00ed den do 10 hodin dopoledne, je\u0161t\u011b ten den, pokud vy\u00fa\u010dtov\u00e1n\u00ed prob\u011bhne, pen\u00edze ode\u0161leme.<\/p>\n

      Pokud provedete manu\u00e1ln\u00ed vy\u00fa\u010dtov\u00e1n\u00ed v pracovn\u00ed den po 10. hodin\u011b dopoledne, nebo o v\u00edkendu, po\u0161leme pen\u00edze n\u00e1sleduj\u00edc\u00ed pracovn\u00ed den.<\/p>\n

      Pro\u010d n\u011bkdy vy\u00fa\u010dtov\u00e1n\u00ed neprob\u011bhne?<\/h2>\n

      Vy\u00fa\u010dtov\u00e1n\u00ed nemus\u00ed v\u017edy prob\u011bhnout. Jak\u00e9 nej\u010dast\u011bj\u0161\u00ed d\u016fvody ho brzd\u00ed?<\/p>\n

      Debetn\u00ed pohyb v r\u00e1mci parametru D<\/h4>\n

      P\u0159i vy\u00fa\u010dtov\u00e1n\u00ed chce syst\u00e9m vy\u00fa\u010dtovat v\u0161echny prost\u0159edky za cel\u00e9 z\u00fa\u010dtovac\u00ed obdob\u00ed. B\u011bhem 3denn\u00edho posunut\u00ed vy\u00fa\u010dtov\u00e1n\u00ed od posledn\u00edho dne z\u00fa\u010dtovac\u00edho obdob\u00ed (v r\u00e1mci parametru D), ale m\u016f\u017ee doj\u00edt na obchodn\u00edm \u00fa\u010dtu k tzv. debetn\u00edmu pohybu, kter\u00fd re\u00e1ln\u00fd z\u016fstatek prost\u0159edk\u016f na obchodn\u00edm \u00fa\u010dtu GoPay sn\u00ed\u017e\u00ed (Jde bu\u010f o storno platby, nebo str\u017een\u00ed poplatku za spr\u00e1vu br\u00e1ny, pokud je aplikov\u00e1n.).<\/p>\n

      Syst\u00e9m v takov\u00e9 situaci chce vy\u00fa\u010dtovat v\u00edce prost\u0159edk\u016f, ne\u017e se na obchodn\u00edm \u00fa\u010dtu nach\u00e1z\u00ed. Proto dojde k pozastaven\u00ed vy\u00fa\u010dtov\u00e1n\u00ed.<\/p>\n

      Jakmile je prost\u0159edk\u016f dostatek (Obchodn\u00edk p\u0159ijme platbu p\u0159es platebn\u00ed br\u00e1nu, nebo obchodn\u00ed \u00fa\u010det \u201cdobije\u201d bankovn\u00edm p\u0159evodem.), vy\u00fa\u010dtov\u00e1n\u00ed je obnoveno a prob\u011bhne automaticky.<\/p>\n

      Dal\u0161\u00ed d\u016fvody, pro\u010d vy\u00fa\u010dtov\u00e1n\u00ed neprob\u00edh\u00e1, jsme sepsali do \u010dl\u00e1nku 7 d\u016fvod\u016f, pro\u010d se v\u00e1m neda\u0159\u00ed vy\u00fa\u010dtovat<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

      V\u00edte, jak\u00e9 dv\u011b v\u011bci jsou na platebn\u00ed br\u00e1n\u011b v\u016fbec nejd\u016fle\u017eit\u011bj\u0161\u00ed? Um\u011bn\u00ed prov\u00e9st z\u00e1kazn\u00edka platebn\u00edm procesem a hladk\u00e9 p\u0159ed\u00e1n\u00ed p\u0159ijat\u00fdch plateb majiteli e-shopu.<\/p>\n","protected":false},"author":8,"featured_media":5622,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"coauthors":[13],"class_list":["post-5561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktuality-novinky-platebni-brana-gopay"],"acf":[],"yoast_head":"\nJak v GoPay vypl\u00e1c\u00edme pen\u00edze za p\u0159ijat\u00e9 platby? | GoPay blog<\/title>\n<meta name=\"description\" content=\"Jak GoPay vypl\u00e1c\u00ed pen\u00edze za p\u0159ijat\u00e9 platby? P\u0159esun pen\u011bz od GoPay k obchodn\u00edk\u016fm prob\u00edh\u00e1 p\u0159es tzv. vy\u00fa\u010dtov\u00e1n\u00ed. Jak vy\u00fa\u010dtov\u00e1n\u00ed funguje a kdy dostanete pen\u00edze za p\u0159ijat\u00e9 platby na v\u00e1\u0161 bankovn\u00ed \u00fa\u010det?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gopay.com\/blog\/jak-v-gopay-vyplacime-penize-za-prijate-platby\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jak v GoPay vypl\u00e1c\u00edme pen\u00edze za p\u0159ijat\u00e9 platby?\" \/>\n<meta property=\"og:description\" content=\"P\u0159esun pen\u011bz od GoPay k obchodn\u00edk\u016fm prob\u00edh\u00e1 p\u0159es tzv. vy\u00fa\u010dtov\u00e1n\u00ed. Jak vy\u00fa\u010dtov\u00e1n\u00ed funguje a kdy dostanete pen\u00edze za p\u0159ijat\u00e9 platby na v\u00e1\u0161 bankovn\u00ed \u00fa\u010det?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gopay.com\/blog\/jak-v-gopay-vyplacime-penize-za-prijate-platby\/\" \/>\n<meta property=\"og:site_name\" content=\"GoPay blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gopay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-30T07:17:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-30T11:37:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2019\/05\/blog-cover-03.png\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jan Vodi\u010dka\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Jak v GoPay vypl\u00e1c\u00edme pen\u00edze za p\u0159ijat\u00e9 platby?\" \/>\n<meta name=\"twitter:description\" content=\"P\u0159esun pen\u011bz od GoPay k obchodn\u00edk\u016fm prob\u00edh\u00e1 p\u0159es tzv. vy\u00fa\u010dtov\u00e1n\u00ed. 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