{"id":4949,"date":"2018-10-25T16:12:12","date_gmt":"2018-10-25T14:12:12","guid":{"rendered":"https:\/\/www.gopay.com\/blog\/?p=4949"},"modified":"2023-08-30T13:37:00","modified_gmt":"2023-08-30T11:37:00","slug":"proc-v-gopay-odmitame-urcity-druh-zbozi","status":"publish","type":"post","link":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/","title":{"rendered":"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed?"},"content":{"rendered":"

Jedn\u00edm z nejpal\u010div\u011bj\u0161\u00edch t\u00e9mat, kter\u00e9 v GoPay denn\u011b \u0159e\u0161\u00edme, je tzv. akcepta\u010dn\u00ed politika<\/strong>. Tato politika ur\u010duje, kter\u00e9 zbo\u017e\u00ed m\u016f\u017eeme procesovat na platebn\u00edch kart\u00e1ch a kter\u00e9 ne.<\/p>\n

\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to vlastn\u011b d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme?<\/p>\n

V \u010dl\u00e1nku bychom v\u00e1m r\u00e1di vysv\u011btlili, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me<\/strong> a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky jak platebn\u00edch bran, tak dal\u0161\u00edch stran, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.<\/p>\n

Edit: \u010dl\u00e1nek byl aktualizov\u00e1n a dopln\u011bn o dal\u0161\u00ed omezen\u00ed.<\/em><\/p>\n

<\/p>\n\n

Jak\u00e1 je hlavn\u00ed \u00faloha GoPay?<\/h2>\n

Laicky \u0159e\u010deno, hlavn\u00ed \u010d\u00e1st byznysu GoPay by se dala charakterizovat jako p\u0159esouv\u00e1n\u00ed pen\u011bz z jedn\u00e9 hrom\u00e1dky na druhou<\/strong>\u00a0(tj. platby od va\u0161ich z\u00e1kazn\u00edk\u016f za zbo\u017e\u00ed a slu\u017eby, kter\u00e9 si objednaj\u00ed na va\u0161em e-shopu \u010di webu). Za tuto \u010dinnost si ponech\u00e1v\u00e1me ur\u010ditou \u010d\u00e1stku z objemu p\u0159esouvan\u00fdch pen\u011bz. Za utr\u017een\u00e9 prost\u0159edky vyv\u00edj\u00edme nov\u00e9 funkce platebn\u00ed br\u00e1ny, p\u0159id\u00e1v\u00e1me dal\u0161\u00ed platebn\u00ed mo\u017enosti nebo zaji\u0161\u0165ujeme vy\u0161\u0161\u00ed bezpe\u010dnost.<\/p>\n

Je tedy nelogick\u00e9, abychom se n\u011bkter\u00fdm e-shop\u016fm a slu\u017eb\u00e1m vyh\u00fdbali, a t\u00edm p\u00e1dem se p\u0159ipravovali o obraty a zisky, bez nich\u017e bychom nemohli platebn\u00ed br\u00e1nu provozovat. P\u0159esto se tak chov\u00e1me. N\u011bkter\u00e9 zbo\u017e\u00ed zkr\u00e1tka neakceptujeme a e-shopy tak trochu omezujeme. Jak\u00e9 zbo\u017e\u00ed nem\u016f\u017eeme akceptovat se do\u010dtete v tomto \u010dl\u00e1nku<\/a>.<\/p>\n

Pro\u010d si tedy na sebe pleteme takov\u00fd bi\u010d?<\/p>\n

Regulace, kter\u00e9 dopadaj\u00ed na n\u00e1\u0161 byznys<\/h2>\n

Ka\u017ed\u00e1 mince m\u00e1 sv\u016fj rub i l\u00edc a i p\u0159esouv\u00e1n\u00ed pen\u011bz z hrom\u00e1dky na hrom\u00e1dku m\u00e1 ur\u010dit\u00e1 omezen\u00ed. T\u00edm, \u017ee jsme opr\u00e1vn\u011bni prov\u00e1d\u011bt platebn\u00ed transakce a vyd\u00e1vat elektronick\u00e9 pen\u00edze<\/strong>, na n\u00e1s pad\u00e1 cel\u00e1 \u0159ada povinnost\u00ed. Je to nap\u0159\u00edklad \u010desk\u00e1 legislativa<\/strong> (jedn\u00e1 se zejm\u00e9na o z\u00e1kon \u010d. 370\/2017 Sb., o platebn\u00edm styku<\/a>, a d\u00e1le z\u00e1kon \u010d. 253\/2008 Sb., o n\u011bkter\u00fdch opat\u0159en\u00edch proti legalizaci v\u00fdnos\u016f z trestn\u00e9 \u010dinnosti a financov\u00e1n\u00ed terorismu<\/a>). D\u00e1le jsou to pr\u00e1vn\u00ed p\u0159edpisy Evropsk\u00e9 unie<\/strong> nebo mezin\u00e1rodn\u00ed smlouvy<\/strong>.<\/p>\n

V neposledn\u00ed \u0159ad\u011b se mus\u00edme \u0159\u00eddit pravidly na\u0161ich partner\u016f, jako jsou bankovn\u00ed<\/strong> \u010di nebankovn\u00ed instituce<\/strong> a zejm\u00e9na karetn\u00ed asociace<\/strong>. Na zpracov\u00e1n\u00ed karetn\u00ed transakce se toti\u017e nepod\u00edl\u00ed pouze GoPay, ale i dal\u0161\u00ed strany (na\u0161i partne\u0159i), o kter\u00fdch jsme psali nap\u0159\u00edklad v tomto \u010dl\u00e1nku<\/a>. Tyto strany stoj\u00ed v potravn\u00edm \u0159et\u011bzci platebn\u00edho sv\u011bta nad n\u00e1mi.<\/p>\n

Ve\u0161ker\u00e1 na\u0159\u00edzen\u00ed a pravidla na\u0161ich partner\u016f tak v kone\u010dn\u00e9m d\u016fsledku stanovuj\u00ed, s jak\u00fdm zbo\u017e\u00edm, slu\u017ebami nebo \u010dinnostmi je zak\u00e1z\u00e1no obchodovat<\/strong> nebo jejich\u017e obchodov\u00e1n\u00ed podl\u00e9h\u00e1 n\u011bjak\u00fdm omezen\u00edm<\/strong>. Je nutn\u00e9 poznamenat, \u017ee tato pravidla se velmi \u010dasto m\u011bn\u00ed<\/strong> a podchycen\u00ed v\u0161ech mo\u017en\u00fdch omezen\u00ed je mimo\u0159\u00e1dn\u011b n\u00e1ro\u010dn\u00e1 a fundovan\u00e1 \u010dinnost.<\/p>\n

Kdo m\u00e1 odpov\u011bdnost za obsah prod\u00e1van\u00e9ho zbo\u017e\u00ed?<\/h2>\n

Jako p\u0159\u00edklad bychom mohli uv\u00e9st p\u0159\u00edpad z posledn\u00ed doby, kdy se vyskytl probl\u00e9m s leg\u00e1lnost\u00ed prodeje konopn\u00fdch produkt\u016f s obsahem CBD (cannabidiol) na Slovensku. Tento stav byl doprovozen velmi negativn\u00ed odezvou na na\u0161i obchodn\u00ed politiku, p\u0159i\u010dem\u017e p\u0159\u00ed\u010dinu je nutn\u00e9 hledat n\u011bkde \u00fapln\u011b jinde. Podle slovensk\u00e9 legislativy<\/strong> je toti\u017e CBD pova\u017eov\u00e1no za psychoaktivn\u00ed l\u00e1tku a slovensk\u00fd parlament CBD za\u0159adil do druh\u00e9 skupiny psychotropn\u00edch l\u00e1tek, tak\u017ee na jakoukoliv manipulaci a dovoz je t\u0159eba souhlasu slovensk\u00e9ho Ministerstva zdravotnictv\u00ed.<\/p>\n

To, \u017ee v\u0161echny \u010dlensk\u00e9 zem\u011b EU krom\u011b Slovenska uzn\u00e1vaj\u00ed v\u011bdecky dok\u00e1zan\u00fd fakt, \u017ee CBD nen\u00ed psychoaktivn\u00ed l\u00e1tkou, v tomto p\u0159\u00edpad\u011b nehraje roli a, bohu\u017eel, GoPay ani \u017e\u00e1dn\u00fd jin\u00fd komer\u010dn\u00ed subjekt na tom nic nezm\u011bn\u00ed. V kone\u010dn\u00e9m d\u016fsledku tak nen\u00ed mo\u017en\u00e9 na Slovensku prod\u00e1vat jak\u00e9koliv produkty s obsahem CBD<\/strong>, kam mohou spadat nap\u0159. konopn\u00e9 masti, oleje, t\u011blov\u00e1 ml\u00e9ka, ale ani vaporiz\u00e9ry nebo n\u00e1pln\u011b do elektronick\u00fdch cigaret a dal\u0161\u00ed produkty. Poru\u0161en\u00ed takov\u00e9ho na\u0159\u00edzen\u00ed by bylo poru\u0161en\u00edm z\u00e1kona se v\u0161emi vypl\u00fdvaj\u00edc\u00edmi d\u016fsledky.<\/p>\n

T\u00edm jsme se dostali k sam\u00e9mu j\u00e1dru probl\u00e9mu. Odpov\u011bdnost za obsah prod\u00e1van\u00e9ho zbo\u017e\u00ed \u010di slu\u017eeb a za to, \u017ee takov\u00fd prodej spl\u0148uje v\u0161echny po\u017eadavky legislativy i dal\u0161\u00edch souvisej\u00edc\u00edch p\u0159edpis\u016f, je v\u017edy na stran\u011b prod\u00e1vaj\u00edc\u00edho a rovn\u011b\u017e tak prod\u00e1vaj\u00edc\u00ed bude za p\u0159\u00edpadn\u00e9 proh\u0159e\u0161ky popotahov\u00e1n.<\/p>\n

Proto\u017ee jsme si v\u011bdomi skute\u010dnosti, \u017ee nen\u00ed re\u00e1ln\u011b mo\u017en\u00e9 podchytit \u00fapln\u011b v\u0161echny niance, co a kde se na cel\u00e9m sv\u011bt\u011b zm\u011bnilo, sna\u017e\u00edme se dle na\u0161eho nejlep\u0161\u00edho v\u011bdom\u00ed a sv\u011bdom\u00ed \u0159\u00eddit rizika vznikaj\u00edc\u00ed z konkr\u00e9tn\u00edho obchodn\u00edho modelu. Pokud v\u00e1m tedy n\u011bkter\u00fd podnikatelsk\u00fd z\u00e1m\u011br rozporujeme, nen\u00ed to proto, \u017ee bychom necht\u011bli ud\u011blat obchod \u2013 chceme v\u00e1s ochr\u00e1nit od p\u0159\u00edpadn\u00fdch budouc\u00edch postih\u016f a n\u00e1s chceme ochr\u00e1nit p\u0159ed potenci\u00e1ln\u00edmi spory s v\u00e1mi, kdo uhrad\u00ed ud\u011blenou pokutu<\/strong>.<\/p>\n

Aktualizace 2.9.2019<\/strong>: Z d\u016fvodu zp\u0159\u00eds\u0148uj\u00edc\u00edch se po\u017eadavk\u016f na\u0161ich obchodn\u00edch partner\u016f neposkytujeme<\/strong> platebn\u00ed karty na v\u00fdrobky s CBD<\/strong> \u010desk\u00fdm, ani slovensk\u00fdm obchodn\u00edk\u016fm.<\/p>\n

Visa a Mastercard – nejv\u011bt\u0161\u00ed hr\u00e1\u010d ve sv\u011bt\u011b financ\u00ed?<\/h2>\n

Zvl\u00e1\u0161tn\u00ed kapitolou v t\u011bchto sporech jsou pak karetn\u00ed asociace<\/strong>. Ty maj\u00ed nastaven\u00e1 vlastn\u00ed velmi p\u0159\u00edsn\u00e1 pravidla (nap\u0159. BRAM<\/strong> od Mastercard<\/strong> nebo GBPP<\/strong> od Visa<\/strong>), a poru\u0161en\u00ed t\u011bchto pravidel nekompromisn\u011b trestaj\u00ed pokutami ve v\u00fd\u0161i desetitis\u00edc\u016f eur<\/strong>.<\/p>\n

Samotn\u00fd pr\u016fb\u011bh takov\u00e9ho \u0159\u00edzen\u00ed ned\u00e1v\u00e1 posti\u017een\u00fdm spole\u010dnostem prakticky \u017e\u00e1dnou \u0161anci se ud\u011blen\u00e9 pokut\u011b br\u00e1nit. \u0158e\u0161en\u00ed p\u0159\u00edpadu zpravidla prob\u00edh\u00e1 ve dvou f\u00e1z\u00edch \u2013 v prvn\u00ed v\u00e1m je sd\u011bleno, jak\u00fd p\u0159estupek byl zaregistrov\u00e1n a jste vyzv\u00e1ni, abyste zpravidla v dost \u0161ibeni\u010dn\u00edm term\u00ednu dolo\u017eili vyjmenovan\u00e9 podklady. Ve druh\u00e9 f\u00e1zi n\u00e1sleduj\u00edc\u00ed s odstupem n\u011bkolika t\u00fddn\u016f je v\u00e1m pak sd\u011bleno, \u017ee v\u00e1m byla vym\u011b\u0159ena pokuta<\/strong> ve stanoven\u00e9 v\u00fd\u0161i. Te\u010dka.<\/p>\n

Odvol\u00e1n\u00ed nep\u0159ich\u00e1z\u00ed v \u00favahu, nezaplacen\u00ed pokuty rovn\u011b\u017e ne. \u010c\u00e1stku si karetn\u00ed asociace sraz\u00ed z procesovan\u00fdch plateb<\/strong> subjekt\u016f, kter\u00e9 jsou v \u201epotravn\u00edm \u0159et\u011bzci\u201c nad v\u00e1mi, a\u0165 ji\u017e je to Payment Facilitator<\/a> nebo Acquirer <\/a>nebo n\u011bkdo jin\u00fd (vy toti\u017e neuzav\u00edr\u00e1te smlouvu o akceptaci platebn\u00edch karet p\u0159\u00edmo s karetn\u00ed asociac\u00ed) a ti ji pak s v\u011bt\u0161\u00edm \u010di men\u0161\u00edm \u00fasp\u011bchem \u0159e\u0161\u00ed p\u0159\u00edmo s v\u00e1mi. Soudit se? \u201cMastercard i VISA jsou americk\u00e9 spole\u010dnosti \u0159\u00edd\u00edc\u00ed se americk\u00fdm pr\u00e1vem, tak\u017ee se m\u016f\u017eete soudit v Americe. Pokud je n\u011bco v rozporu s evropskou legislativou, plat\u00ed ustanoven\u00ed americk\u00e9ho z\u00e1kona. Nel\u00edb\u00ed se v\u00e1m to? Tak nepou\u017e\u00edvejte na\u0161e slu\u017eby.\u201d<\/em> Tohle nen\u00ed v\u00fdmysl, ale skute\u010dn\u00e1 slova \u0161\u00e9fa auditu Mastercard.<\/p>\n

<\/p>\n

Z\u00e1v\u011brem<\/h2>\n

R\u00e1di bychom, abyste po p\u0159e\u010dten\u00ed tohoto \u010dl\u00e1nku uv\u011b\u0159ili, \u017ee GoPay nem\u00e1 pra\u017e\u00e1dn\u00fd z\u00e1jem omezovat legitimn\u00ed byznys sv\u00fdch klient\u016f<\/strong>.<\/p>\n

Nevym\u00fd\u0161l\u00edme si \u017e\u00e1dn\u00e1 specifick\u00e1 omezen\u00ed z na\u0161eho rozmaru, n\u00fdbr\u017e se v\u00e1m sna\u017e\u00edme odhalovat skryt\u00e1 nebezpe\u010d\u00ed va\u0161eho byznysu a interpretovat potenci\u00e1ln\u00ed rizika, kter\u00e1 p\u0159in\u00e1\u0161\u00ed.<\/p>\n

Nepou\u017e\u00edv\u00e1me \u017e\u00e1dn\u00e9 praktiky, kter\u00e9 by m\u011bly slou\u017eit k va\u0161\u00ed \u0161ikan\u011b ani k z\u00edsk\u00e1v\u00e1n\u00ed d\u016fv\u011brn\u00fdch informac\u00ed z obchodn\u00edho styku, d\u011bl\u00e1me jen to, co ze z\u00e1kona mus\u00edme.<\/p>\n

Nechceme se s v\u00e1mi soudit, ale ani platit pokuty nebo b\u00fdt jinak sankcionov\u00e1ni za va\u0161e proh\u0159e\u0161ky.<\/p>\n

Ka\u017ed\u00fd byznys je o jist\u00e9 m\u00ed\u0159e rizika \u2013 a my se sna\u017e\u00edme tato rizika dr\u017eet na oboustrann\u011b minim\u00e1ln\u00ed \u00farovni. Ur\u010dit\u011b najdete na trhu v\u011bt\u0161\u00ed \u201est\u0159elce\u201c, spole\u010dnosti s vy\u0161\u0161\u00ed ochotou podstupovat dle na\u0161eho syst\u00e9mu hodnocen\u00ed nep\u0159im\u011b\u0159en\u00e1 rizika. My v\u00e1m nab\u00edz\u00edme konzervativn\u011bj\u0161\u00ed p\u0159\u00edstup podlo\u017een\u00fd l\u00e9ty zku\u0161enost\u00ed a prokazateln\u00fdch v\u00fdsledk\u016f v podob\u011b minim\u00e1ln\u00edho po\u010dtu v\u00e1\u017en\u011bj\u0161\u00edch incident\u016f.<\/p>\n

V\u00edce informac\u00ed a seznam zbo\u017e\u00ed, kter\u00e9 neakceptujeme, najdete zde<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Jedn\u00edm z nejpal\u010div\u011bj\u0161\u00edch t\u00e9mat, kter\u00e9 v GoPay denn\u011b \u0159e\u0161\u00edme, je tzv. akcepta\u010dn\u00ed politika. Tato politika ur\u010duje, kter\u00e9 zbo\u017e\u00ed m\u016f\u017eeme procesovat na platebn\u00edch kart\u00e1ch a kter\u00e9 ne. \u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to vlastn\u011b d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V\u010c\u00edst d\u00e1le<\/a><\/p>\n","protected":false},"author":17,"featured_media":4959,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"coauthors":[23],"class_list":["post-4949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktuality-novinky-platebni-brana-gopay"],"acf":[],"yoast_head":"\nPro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed? | GoPay blog<\/title>\n<meta name=\"description\" content=\"\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V \u010dl\u00e1nku se dozv\u00edte, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky platebn\u00edch bran a dal\u0161\u00edch subjekt\u016f, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed? | GoPay blog\" \/>\n<meta property=\"og:description\" content=\"\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V \u010dl\u00e1nku se dozv\u00edte, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky platebn\u00edch bran a dal\u0161\u00edch subjekt\u016f, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/\" \/>\n<meta property=\"og:site_name\" content=\"GoPay blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gopay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-25T14:12:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-30T11:37:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/10\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Zbyn\u011bk Eiselt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gopaycz\" \/>\n<meta name=\"twitter:site\" content=\"@gopaycz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Zbyn\u011bk Eiselt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minut\" \/>\n\t<meta name=\"twitter:label3\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data3\" content=\"Zbyn\u011bk Eiselt\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/\"},\"author\":{\"name\":\"Zbyn\u011bk Eiselt\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/#\\\/schema\\\/person\\\/2f1b1c540a13920291b3bf516a9a6276\"},\"headline\":\"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed?\",\"datePublished\":\"2018-10-25T14:12:12+00:00\",\"dateModified\":\"2023-08-30T11:37:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/\"},\"wordCount\":1486,\"commentCount\":8,\"image\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png\",\"articleSection\":[\"Aktuality a novinky GoPay\"],\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/\",\"url\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/\",\"name\":\"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed? | GoPay blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png\",\"datePublished\":\"2018-10-25T14:12:12+00:00\",\"dateModified\":\"2023-08-30T11:37:00+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/#\\\/schema\\\/person\\\/2f1b1c540a13920291b3bf516a9a6276\"},\"description\":\"\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V \u010dl\u00e1nku se dozv\u00edte, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky platebn\u00edch bran a dal\u0161\u00edch subjekt\u016f, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png\",\"contentUrl\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png\",\"width\":600,\"height\":400,\"caption\":\"pro\u010d v gopay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/proc-v-gopay-odmitame-urcity-druh-zbozi\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"GoPay.com\",\"item\":\"https:\\\/\\\/www.gopay.com\\\/cs\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dom\u016f\",\"item\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/\",\"name\":\"GoPay blog\",\"description\":\"\u010cl\u00e1nky, n\u00e1vody, srovn\u00e1n\u00ed z ze sv\u011bta e-commerce a online plateb.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/#\\\/schema\\\/person\\\/2f1b1c540a13920291b3bf516a9a6276\",\"name\":\"Zbyn\u011bk Eiselt\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/593f5b2d3ca7c1647ba113e415d11dad43d2ead5e60b23e4482af496b5a8e306?s=96&d=mm&r=g015f244852c7048d33c239dec4c1bfd5\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/593f5b2d3ca7c1647ba113e415d11dad43d2ead5e60b23e4482af496b5a8e306?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/593f5b2d3ca7c1647ba113e415d11dad43d2ead5e60b23e4482af496b5a8e306?s=96&d=mm&r=g\",\"caption\":\"Zbyn\u011bk Eiselt\"},\"description\":\"Zbyn\u011bk u n\u00e1s dohl\u00ed\u017e\u00ed na to, abychom byli v souladu se v\u0161emi z\u00e1kony, sm\u011brnicemi a na\u0159\u00edzen\u00edmi, kter\u00e1 se na n\u00e1s val\u00ed ze v\u0161ech stran. D\u00edky sv\u00e9 dosavadn\u00ed \u017eivotn\u00ed praxi rozum\u00ed nejen n\u00e1ro\u010dn\u00e9mu jazyku pr\u00e1va, ale i cel\u00e9 \u0159ad\u011b technick\u00fdch obor\u016f, jako je bezpe\u010dnost nebo programov\u00e1n\u00ed. Ve voln\u00e9m \u010dase se v\u011bnuje sportu, podle ro\u010dn\u00edho obdob\u00ed horsk\u00e9mu kolu nebo ly\u017eov\u00e1n\u00ed, a po\u0159\u00e1d u toho n\u011bco fot\u00ed.\",\"url\":\"https:\\\/\\\/www.gopay.com\\\/blog\\\/author\\\/zbynek-eiselt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed? | GoPay blog","description":"\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V \u010dl\u00e1nku se dozv\u00edte, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky platebn\u00edch bran a dal\u0161\u00edch subjekt\u016f, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/","og_locale":"cs_CZ","og_type":"article","og_title":"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed? | GoPay blog","og_description":"\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V \u010dl\u00e1nku se dozv\u00edte, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky platebn\u00edch bran a dal\u0161\u00edch subjekt\u016f, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.","og_url":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/","og_site_name":"GoPay blog","article_publisher":"https:\/\/www.facebook.com\/gopay.cz","article_published_time":"2018-10-25T14:12:12+00:00","article_modified_time":"2023-08-30T11:37:00+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/10\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png","type":"image\/png"}],"author":"Zbyn\u011bk Eiselt","twitter_card":"summary_large_image","twitter_creator":"@gopaycz","twitter_site":"@gopaycz","twitter_misc":{"Napsal(a)":"Zbyn\u011bk Eiselt","Odhadovan\u00e1 doba \u010dten\u00ed":"6 minut","Written by":"Zbyn\u011bk Eiselt"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#article","isPartOf":{"@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/"},"author":{"name":"Zbyn\u011bk Eiselt","@id":"https:\/\/www.gopay.com\/blog\/#\/schema\/person\/2f1b1c540a13920291b3bf516a9a6276"},"headline":"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed?","datePublished":"2018-10-25T14:12:12+00:00","dateModified":"2023-08-30T11:37:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/"},"wordCount":1486,"commentCount":8,"image":{"@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/10\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png","articleSection":["Aktuality a novinky GoPay"],"inLanguage":"cs","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/","url":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/","name":"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed? | GoPay blog","isPartOf":{"@id":"https:\/\/www.gopay.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#primaryimage"},"image":{"@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/10\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png","datePublished":"2018-10-25T14:12:12+00:00","dateModified":"2023-08-30T11:37:00+00:00","author":{"@id":"https:\/\/www.gopay.com\/blog\/#\/schema\/person\/2f1b1c540a13920291b3bf516a9a6276"},"description":"\u010cas od \u010dasu se stane, \u017ee ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby nepovol\u00edme. Pro\u010d to d\u011bl\u00e1me? Co a kdo n\u00e1m d\u00e1v\u00e1 opr\u00e1vn\u011bn\u00ed si vyb\u00edrat, s jak\u00fdm klientem spolupr\u00e1ci uzav\u0159eme? V \u010dl\u00e1nku se dozv\u00edte, pro\u010d takov\u00e1 omezen\u00ed m\u00e1me a jak\u00e9 jsou postupy akcepta\u010dn\u00ed politiky platebn\u00edch bran a dal\u0161\u00edch subjekt\u016f, kter\u00e9 se na zpracov\u00e1n\u00ed transakce pod\u00edlej\u00ed.","breadcrumb":{"@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#primaryimage","url":"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/10\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png","contentUrl":"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/10\/pro\u010d-v-gopay-odm\u00edt\u00e1me-ur\u010dit\u00fd-druh-zbo\u017e\u00ed.png","width":600,"height":400,"caption":"pro\u010d v gopay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed"},{"@type":"BreadcrumbList","@id":"https:\/\/www.gopay.com\/blog\/proc-v-gopay-odmitame-urcity-druh-zbozi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"GoPay.com","item":"https:\/\/www.gopay.com\/cs\/"},{"@type":"ListItem","position":2,"name":"Dom\u016f","item":"https:\/\/www.gopay.com\/blog\/"},{"@type":"ListItem","position":3,"name":"Pro\u010d v GoPay odm\u00edt\u00e1me ur\u010dit\u00fd druh zbo\u017e\u00ed?"}]},{"@type":"WebSite","@id":"https:\/\/www.gopay.com\/blog\/#website","url":"https:\/\/www.gopay.com\/blog\/","name":"GoPay blog","description":"\u010cl\u00e1nky, n\u00e1vody, srovn\u00e1n\u00ed z ze sv\u011bta e-commerce a online plateb.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gopay.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Person","@id":"https:\/\/www.gopay.com\/blog\/#\/schema\/person\/2f1b1c540a13920291b3bf516a9a6276","name":"Zbyn\u011bk Eiselt","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/secure.gravatar.com\/avatar\/593f5b2d3ca7c1647ba113e415d11dad43d2ead5e60b23e4482af496b5a8e306?s=96&d=mm&r=g015f244852c7048d33c239dec4c1bfd5","url":"https:\/\/secure.gravatar.com\/avatar\/593f5b2d3ca7c1647ba113e415d11dad43d2ead5e60b23e4482af496b5a8e306?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/593f5b2d3ca7c1647ba113e415d11dad43d2ead5e60b23e4482af496b5a8e306?s=96&d=mm&r=g","caption":"Zbyn\u011bk Eiselt"},"description":"Zbyn\u011bk u n\u00e1s dohl\u00ed\u017e\u00ed na to, abychom byli v souladu se v\u0161emi z\u00e1kony, sm\u011brnicemi a na\u0159\u00edzen\u00edmi, kter\u00e1 se na n\u00e1s val\u00ed ze v\u0161ech stran. D\u00edky sv\u00e9 dosavadn\u00ed \u017eivotn\u00ed praxi rozum\u00ed nejen n\u00e1ro\u010dn\u00e9mu jazyku pr\u00e1va, ale i cel\u00e9 \u0159ad\u011b technick\u00fdch obor\u016f, jako je bezpe\u010dnost nebo programov\u00e1n\u00ed. Ve voln\u00e9m \u010dase se v\u011bnuje sportu, podle ro\u010dn\u00edho obdob\u00ed horsk\u00e9mu kolu nebo ly\u017eov\u00e1n\u00ed, a po\u0159\u00e1d u toho n\u011bco fot\u00ed.","url":"https:\/\/www.gopay.com\/blog\/author\/zbynek-eiselt\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/posts\/4949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/comments?post=4949"}],"version-history":[{"count":11,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/posts\/4949\/revisions"}],"predecessor-version":[{"id":7243,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/posts\/4949\/revisions\/7243"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/media\/4959"}],"wp:attachment":[{"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/media?parent=4949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/categories?post=4949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/tags?post=4949"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.gopay.com\/blog\/wp-json\/wp\/v2\/coauthors?post=4949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}