{"id":4185,"date":"2018-04-26T14:23:51","date_gmt":"2018-04-26T12:23:51","guid":{"rendered":"https:\/\/blog.gopay.com\/?p=4185"},"modified":"2023-08-30T13:54:32","modified_gmt":"2023-08-30T11:54:32","slug":"jak-vybrat-platebni-terminal","status":"publish","type":"post","link":"https:\/\/www.gopay.com\/blog\/jak-vybrat-platebni-terminal\/","title":{"rendered":"Jak vybrat platebn\u00ed termin\u00e1l?"},"content":{"rendered":"<p>V\u00edte, \u017ee kdy\u017e lid\u00e9 plat\u00ed kartou, utrat\u00ed a\u017e o <a href=\"http:\/\/www.finparada.cz\/4558-Lide-plati-kartami-stale-vice.aspx\">p\u011btinu<\/a> v\u00edce, ne\u017e kdy\u017e plat\u00ed v hotovosti?<\/p>\n<p>Spolu s rostouc\u00ed oblibou bezhotovostn\u00edch plateb to jsou hlavn\u00ed d\u016fvody, pro\u010d byste m\u011bli m\u00edt platebn\u00ed termin\u00e1l.<\/p>\n<p>Na trhu jich jsou stovky. Jak funguj\u00ed a jak vybrat ten spr\u00e1vn\u00fd platebn\u00ed termin\u00e1l pro v\u00e1\u0161 byznys?<\/p>\n<p><!--more--><\/p>\n\n<h2>Co je platebn\u00ed termin\u00e1l a jak funguje?<\/h2>\n<p>Platebn\u00ed termin\u00e1l je za\u0159\u00edzen\u00ed, kter\u00e9 obchodn\u00edkovi umo\u017e\u0148uje p\u0159ij\u00edmat bezhotovostn\u00ed platby kartou a to rychle a okam\u017eit\u011b.<\/p>\n<p>Zp\u016fsob ovl\u00e1d\u00e1n\u00ed termin\u00e1lu je jednoduch\u00fd, i kdy\u017e samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed na pou\u017eit\u00e9m druhu. Zat\u00edmco u n\u011bkter\u00fdch termin\u00e1l\u016f mus\u00edte \u010d\u00e1stku ru\u010dn\u011b zad\u00e1vat, u jin\u00fdch (zejm\u00e9na u t\u011bch, kter\u00e9 jsou propojeny s va\u0161\u00edm pokladn\u00edm syst\u00e9mem) tato \u010dinnost odpad\u00e1.<\/p>\n<p>B\u011bhem transakce prob\u00edh\u00e1 komunikace se servery banky. Banka ov\u011b\u0159\u00ed, jestli m\u00e1 z\u00e1kazn\u00edk na \u00fa\u010dtu dostatek pen\u011bz a zda \u010d\u00e1stka nep\u0159esahuje z\u00e1kazn\u00edkem nastaven\u00e9 limity. V p\u0159\u00edpad\u011b, \u017ee z\u00e1kazn\u00edk zad\u00e1v\u00e1 PIN (u \u010d\u00e1stek vy\u0161\u0161\u00edch ne\u017e je 500 K\u010d, nebo p\u0159i pou\u017eit\u00ed klasick\u00e9 karty), banka ov\u011b\u0159\u00ed, zda jsou \u00fadaje o kart\u011b spr\u00e1vn\u00e9. Kdy\u017e v\u0161echno klapne, banka \u010d\u00e1stku ode\u010dte z \u00fa\u010dtu z\u00e1kazn\u00edka a po\u0161le ji na v\u00e1\u0161 \u00fa\u010det.<\/p>\n<div class=\"su-box su-box-style-default\" id=\"\" style=\"border-color:#016ab5;border-radius:5px;max-width:none\"><div class=\"su-box-title\" style=\"background-color:#349DE8;color:#FFFFFF;border-top-left-radius:3px;border-top-right-radius:3px\">V\u00edte, kdy vznikl prvn\u00ed platebn\u00ed termin\u00e1l?<\/div><div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:3px;border-bottom-right-radius:3px\"> Prvn\u00ed elektronick\u00fd platebn\u00ed termin\u00e1l na sv\u011bt\u011b p\u0159edstavila spole\u010dnost Visa v roce 1979. P\u0159edch\u016fdcem tohoto termin\u00e1lu byl imprinter (tzv. \u017eehli\u010dka), co\u017e je mechanick\u00e9 za\u0159\u00edzen\u00ed, kter\u00e9 sn\u00edm\u00e1 \u00fadaje o kart\u011b (\u010d\u00edslo karty, datum platnosti a jm\u00e9no dr\u017eitele karty). Takto z\u00edskan\u00e9 \u00fadaje vytiskne na \u00fa\u010dtenku, kterou z\u00e1kazn\u00edk podep\u00ed\u0161e. S t\u011bmito pap\u00edrky musel obchodn\u00edk chodit do banky, kde transakce byly pot\u00e9 z\u00fa\u010dtov\u00e1ny. <\/div><\/div>\n<h2>Jak se p\u0159en\u00e1\u0161ej\u00ed \u00fadaje z karty?<\/h2>\n<p>\u00dadaje z karty se p\u0159en\u00e1\u0161ej\u00ed 3 zp\u016fsoby:<\/p>\n<ul>\n<li>z magnetick\u00e9ho prou\u017eku<\/li>\n<li>z \u010dipu &#8211; ov\u011b\u0159en\u00ed prob\u00edh\u00e1 d\u00edky EMV (Europay, MasterCard, Visa) technologii. Karta m\u00e1 zabudovan\u00fd mikro\u010dip, kter\u00fd ukl\u00e1d\u00e1 ve\u0161ker\u00e9 informace o kart\u011b. Tyto informace se ov\u011b\u0159uj\u00ed d\u00e1lkov\u011b v bance.<\/li>\n<li>bezkontaktn\u011b z mikro\u010dipu d\u00edky NFC (Near Field Communication) technologii. Termin\u00e1l je vybaven \u010dte\u010dkou, kter\u00e1 vys\u00edl\u00e1 sign\u00e1l. Kdy\u017e se karta p\u0159ibl\u00ed\u017e\u00ed k t\u00e9to \u010dte\u010dce, sign\u00e1l j\u00ed umo\u017en\u00ed komunikovat s termin\u00e1lem. Pokud je touto technologi\u00ed vybaven mobiln\u00ed telefon, z\u00e1kazn\u00edk m\u016f\u017ee platit telefonem. Roz\u0161\u00ed\u0159en\u00e9 jsou i bezkontaktn\u00ed n\u00e1lepky, kter\u00e9 lze nalepit na za\u0159\u00edzen\u00ed a pomoc\u00ed n\u011bj zaplatit.<\/li>\n<\/ul>\n<div class=\"su-box su-box-style-default\" id=\"\" style=\"border-color:#016ab5;border-radius:5px;max-width:none\"><div class=\"su-box-title\" style=\"background-color:#349DE8;color:#FFFFFF;border-top-left-radius:3px;border-top-right-radius:3px\">Kolik je v \u010cR obchodn\u00edch m\u00edst, kter\u00e1 p\u0159ij\u00edmaj\u00ed platbu kartou?<\/div><div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:3px;border-bottom-right-radius:3px\"> V \u010cesku p\u016fsob\u00ed na <a href=\"http:\/\/www.bankovnikarty.cz\/pages\/czech\/profil_statistiky.html\">102 270<\/a> provozoven, ve kter\u00fdch z\u00e1kazn\u00edci mohou zaplatit kartou.\u00a0<\/div><\/div>\n<h2>Jak\u00e9 jsou druhy platebn\u00edch termin\u00e1l\u016f?<\/h2>\n<p>Platebn\u00ed termin\u00e1ly d\u011bl\u00edme na 4 z\u00e1kladn\u00ed kategorie:<\/p>\n<ul>\n<li>stacion\u00e1rn\u00ed<\/li>\n<li>p\u0159enosn\u00e9<\/li>\n<li>mPOS<\/li>\n<li>chytr\u00e9<\/li>\n<\/ul>\n<h3>Stacion\u00e1rn\u00ed termin\u00e1ly<\/h3>\n<p>Stacion\u00e1rn\u00ed termin\u00e1l je pevn\u011b nainstalov\u00e1n na jedno m\u00edsto. Nem\u016f\u017eete jej tedy libovoln\u011b p\u0159en\u00e1\u0161et, proto nen\u00ed vhodn\u00fd do restaurac\u00ed nebo kav\u00e1ren. Termin\u00e1l komunikuje prost\u0159ednictv\u00edm SIM karty nebo internetu.<\/p>\n<p>Hod\u00ed se do v\u011bt\u0161\u00edch kamenn\u00fdch prodejen, supermarket\u016f, apod. N\u011bkdy se m\u016f\u017eete setkat i s ozna\u010den\u00edm pultov\u00fd termin\u00e1l.<\/p>\n<p><img decoding=\"async\" class=\"alignright wp-image-4204 size-medium\" src=\"https:\/\/blog.gopay.com\/wp-content\/uploads\/2018\/04\/pt-YOMANI-278x300.jpg\" alt=\"stacionarni platebni terminal\" width=\"278\" height=\"300\" srcset=\"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/pt-YOMANI-278x300.jpg 278w, https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/pt-YOMANI.jpg 387w\" sizes=\"(max-width: 278px) 100vw, 278px\" \/><\/p>\n<p>Stacion\u00e1rn\u00ed termin\u00e1l je zpravidla propojen s va\u0161\u00edm pokladn\u00edm syst\u00e9mem. Nemus\u00edte tedy ru\u010dn\u011b zad\u00e1vat \u010d\u00e1stku, na displeji se zobraz\u00ed automaticky. V\u011bt\u0161ina z t\u011bchto termin\u00e1l\u016f um\u00ed vytisknout \u00fa\u010dtenku a b\u00fdvaj\u00ed dod\u00e1v\u00e1ny i s modulem PIN PAD (mal\u00fd p\u0159\u00edstroj, do kter\u00e9ho z\u00e1kazn\u00edk zad\u00e1v\u00e1 PIN).<\/p>\n<p>Stacion\u00e1rn\u00ed termin\u00e1ly p\u0159ij\u00edmaj\u00ed v\u011bt\u0161inu typ\u016f karet (Visa, MasterCard, Diners Club, JCB, American Expres), v\u010detn\u011b karet stravenkov\u00fdch a benefitn\u00edch (Sodexo, Beneplus, apod.).<\/p>\n<h3>P\u0159enosn\u00e9 (mobiln\u00ed) termin\u00e1ly<\/h3>\n<p>P\u0159enosn\u00e9 termin\u00e1ly, jak u\u017e vypl\u00fdv\u00e1 z n\u00e1zvu, se oproti stacion\u00e1rn\u00edm li\u0161\u00ed t\u00edm, \u017ee nemus\u00ed b\u00fdt pevn\u011b um\u00edst\u011bny na jedno m\u00edsto.<\/p>\n<p><img decoding=\"async\" class=\"alignright wp-image-4208 size-medium\" src=\"https:\/\/blog.gopay.com\/wp-content\/uploads\/2018\/04\/pt-YOXIMO-1-277x300.jpg\" alt=\"prenosny platebni terminal\" width=\"277\" height=\"300\" srcset=\"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/pt-YOXIMO-1-277x300.jpg 277w, https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/pt-YOXIMO-1.jpg 387w\" sizes=\"(max-width: 277px) 100vw, 277px\" \/><\/p>\n<p>P\u0159\u00edstroj komunikuje pomoc\u00ed SIM karty, Wi-fi nebo Bluetooth. \u010casto m\u00edvaj\u00ed i zabudovan\u00e9 tisk\u00e1rny pro tisk \u00fa\u010dtenek, nebo b\u00fdvaj\u00ed dopln\u011bny o technologii, kter\u00e1 umo\u017e\u0148uje zad\u00e1v\u00e1n\u00ed spropitn\u00e9ho.<\/p>\n<p>P\u0159enosn\u00fd termin\u00e1l ocen\u00ed zejm\u00e9na restaurace, hotely, nebo slu\u017eby, kter\u00e9 jsou vykon\u00e1v\u00e1ny v ter\u00e9nu.<\/p>\n<p>P\u0159enosn\u00fd termin\u00e1l vydr\u017e\u00ed p\u0159ijmout a\u017e 300 transakc\u00ed, pot\u00e9 se mus\u00ed nab\u00edt. Z\u00e1le\u017e\u00ed v\u0161ak na konkr\u00e9tn\u00ed zna\u010dce termin\u00e1lu.<\/p>\n<h3>mpos termin\u00e1ly<\/h3>\n<p>mPOS termin\u00e1l je mal\u00fd vzr\u016fstem, zato um\u00ed spoustu u\u017eite\u010dn\u00fdch funkc\u00ed, kter\u00e9 jsou pot\u0159eba, kdy\u017e p\u0159ij\u00edm\u00e1te jednotky plateb denn\u011b.<\/p>\n<p>Tento typ termin\u00e1lu nemus\u00ed b\u00fdt p\u0159ipojen kabelem a nepot\u0159ebujete ani SIM kartu. Termin\u00e1l se p\u0159ipoj\u00ed p\u0159es Bluetooth k va\u0161emu mobiln\u00edmu telefonu \u010di tabletu. Sta\u010d\u00ed m\u00edt v mobilu nainstalovanou aplikaci, se kterou se termin\u00e1l propoj\u00ed. D\u00edky mobiln\u00edmu p\u0159ipojen\u00ed m\u016f\u017eete p\u0159ij\u00edmat platby kdykoliv a odkudkoliv.<\/p>\n<p>Termin\u00e1l je lehk\u00fd, skladn\u00fd (vejde se v\u00e1m i do kapsy) a hlavn\u011b snadno p\u0159enosn\u00fd. V\u00fdborn\u011b se hod\u00ed, pokud jste drobn\u00fd \u017eivnostn\u00edk a m\u00e1te malou kamennou prodejnu, nebo vy\u0159izujete zak\u00e1zky v ter\u00e9nu. Pokud jste nap\u0159\u00edklad freelancer a jezd\u00edte po klientech, kte\u0159\u00ed v\u00e1m plat\u00ed za va\u0161e slu\u017eby, a nechcete s sebou vozit hotovost, je pro v\u00e1s mPOS termin\u00e1l ide\u00e1ln\u00ed volbou.<\/p>\n<p><img decoding=\"async\" class=\"alignright size-medium wp-image-4209\" src=\"https:\/\/blog.gopay.com\/wp-content\/uploads\/2018\/04\/pt-XENGO-278x300.jpg\" alt=\"platebni terminal mpos\" width=\"278\" height=\"300\" srcset=\"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/pt-XENGO-278x300.jpg 278w, https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/pt-XENGO.jpg 387w\" sizes=\"(max-width: 278px) 100vw, 278px\" \/><\/p>\n<p>mPOS termin\u00e1ly p\u0159ij\u00edmaj\u00ed v\u0161echny typy b\u011b\u017en\u011b pou\u017e\u00edvan\u00fdch karet. Um\u00ed zpracovat karty jak s magnetick\u00fdm prou\u017ekem, tak \u010dipov\u00e9 karty a porad\u00ed si i s NFC technologi\u00ed; tzn., \u017ee snadno p\u0159ij\u00edm\u00e1 i bezkontaktn\u00ed platby nebo platby pomoc\u00ed mobilu \u010di NFC n\u00e1lepek.<\/p>\n<p>Jedin\u00fd rozd\u00edl oproti jin\u00fdm druh\u016fm termin\u00e1l\u016f je ten, \u017ee v p\u0159\u00edpad\u011b mPOS termin\u00e1lu netisknete \u00fa\u010dtenku. Doklad o zaplacen\u00ed po\u0161lete z\u00e1kazn\u00edkovi na e-mail nebo SMSkou.<\/p>\n<p>V\u00fdhodou mPOS termin\u00e1lu je jeho cena. N\u00e1klady na jeho provoz jsou obvykle n\u00edzk\u00e9. Jedn\u00e1 se tak o cenov\u011b dostupnou variantu i pro ty obchodn\u00edky, kte\u0159\u00ed nemaj\u00ed velk\u00e9 obraty.<\/p>\n<p>Co se t\u00fd\u010de v\u00fddr\u017ee mPOS termin\u00e1lu, v\u00fdrobci uv\u00e1d\u011bj\u00ed, \u017ee v z\u00e1vislosti na \u010detnosti pou\u017e\u00edv\u00e1n\u00ed m\u016f\u017ee termin\u00e1l vydr\u017eet i t\u00fdden bez nab\u00edjen\u00ed.<\/p>\n<h3>Chytr\u00e9 termin\u00e1ly<\/h3>\n<p>Tzv. chytr\u00e9 termin\u00e1ly si teprve hledaj\u00ed sv\u00e9 m\u00edste\u010dko na trhu.<\/p>\n<p>Kombinuj\u00ed n\u011bkolik funkc\u00ed a vlastnostn\u00ed, kter\u00e9 jsou typick\u00e9 pro v\u00fd\u0161e zm\u00edn\u011bn\u00e9 druhy termin\u00e1l\u016f, ale um\u00ed toho mnohem v\u00edc.<\/p>\n<p><img decoding=\"async\" class=\"alignright size-medium wp-image-4212\" src=\"https:\/\/blog.gopay.com\/wp-content\/uploads\/2018\/04\/chytry-platebni-terminal-1-243x300.png\" alt=\"chytry platebni terminal\" width=\"243\" height=\"300\" srcset=\"https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/chytry-platebni-terminal-1-243x300.png 243w, https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/chytry-platebni-terminal-1-768x947.png 768w, https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/chytry-platebni-terminal-1-610x752.png 610w, https:\/\/www.gopay.com\/blog\/wp-content\/uploads\/2018\/04\/chytry-platebni-terminal-1.png 811w\" sizes=\"(max-width: 243px) 100vw, 243px\" \/><\/p>\n<p>Do termin\u00e1lu si m\u016f\u017eete nechat od v\u00fdrobce nainstalovat spoustu chytr\u00fdch aplikac\u00ed. V\u00fdjimkou nejsou ani vychyt\u00e1vky jako hodnocen\u00ed slu\u017eeb z\u00e1kazn\u00edkem, mo\u017enost vkl\u00e1dat mno\u017estv\u00ed zbo\u017e\u00ed, odesl\u00e1n\u00ed transakce na server finan\u010dn\u00ed spr\u00e1vy, nebo s n\u00edm m\u016f\u017eete rezervovat m\u00edsta ve front\u011b. Maj\u00ed barevn\u00fd displej, kter\u00fd dok\u00e1\u017ee zobrazovat i reklamn\u00ed sd\u011blen\u00ed. Pomoc\u00ed aplikace ale m\u016f\u017eete t\u0159eba i p\u0159isp\u00edvat na charitu.<\/p>\n<p>Chytr\u00e9 aplikace jsou dnes velk\u00fdm trendem a pokud takov\u00e9 hled\u00e1te, s chytr\u00fdm termin\u00e1lem si jist\u011b u\u017eijete dost z\u00e1bavy. Pokud v\u00e1m ale sta\u010d\u00ed b\u011b\u017en\u00e9 p\u0159ij\u00edm\u00e1n\u00ed plateb a bez dal\u0161\u00edch cool funkc\u00ed se obejdete, pak asi nem\u00e1 smysl chytr\u00fd termin\u00e1l po\u0159izovat.<\/p>\n<h2>Dopl\u0148kov\u00e9 slu\u017eby<\/h2>\n<p>Sou\u010d\u00e1st\u00ed nab\u00eddky platebn\u00edch termin\u00e1l\u016f jsou i dal\u0161\u00ed slu\u017eby, d\u00edky kter\u00fdm vyjdete z\u00e1kazn\u00edk\u016fm vst\u0159\u00edc, nap\u0159\u00edklad:<\/p>\n<ul>\n<li>Cashback &#8211; umo\u017e\u0148uje v\u00fdb\u011br hotovosti<\/li>\n<li>P\u0159edautorizace &#8211; \u010d\u00e1stka je z\u00e1kazn\u00edkovi blokov\u00e1na na \u00fa\u010dt\u011b, po uplynut\u00ed ur\u010dit\u00e9 doby ji bu\u010f strhnete, nebo uvoln\u00edte (pou\u017e\u00edv\u00e1 se nap\u0159. p\u0159i rezervac\u00edch v hotelu)<\/li>\n<li>P\u0159ij\u00edm\u00e1n\u00ed stravenkov\u00fdch a benefitn\u00edch karet &#8211; elektronick\u00e9 stravenkov\u00e9 karty, nap\u0159. Sodexo, nebo speci\u00e1ln\u00ed karty, kter\u00e9 jsou sou\u010d\u00e1st\u00ed v\u011brnostn\u00edch program\u016f bank (nap\u0159. Beneplus od MONETA).<\/li>\n<li>Slu\u017eba DCC (Dynamic Currency Conversion) pro p\u0159\u00edjem plateb v ciz\u00edch m\u011bn\u00e1ch &#8211; z\u00e1kazn\u00edkovi m\u016f\u017eete nab\u00eddnout v\u00fdb\u011br m\u011bny, ve kter\u00e9 si p\u0159eje transakci z\u00fa\u010dtovat<\/li>\n<\/ul>\n<h2>Jak\u00e9 jsou n\u00e1klady?<\/h2>\n<p>N\u00e1klady za platebn\u00ed termin\u00e1ly se prom\u00edtaj\u00ed do t\u0159\u00ed slo\u017eek &#8211; zaplat\u00edte za n\u00e1kup samotn\u00e9ho p\u0159\u00edstroje, d\u00e1le plat\u00edte m\u011bs\u00ed\u010dn\u00fd pau\u0161\u00e1l za provoz a odv\u00e1d\u00edte procenta z plateb bance za uskute\u010dn\u011bn\u00ed transakce.<\/p>\n<p>V\u00fd\u0161e poplatk\u016f se obvykle odv\u00edj\u00ed od povahy a velikosti va\u0161eho byznysu, proto nelze p\u0159esn\u011b ur\u010dit, na kolik v\u00e1s provoz termin\u00e1l\u016f m\u011bs\u00ed\u010dn\u011b vyjde.<\/p>\n<p>Dnes u\u017e na\u0161t\u011bst\u00ed neplat\u00ed, \u017ee by provoz platebn\u00edch termin\u00e1l\u016f byl extr\u00e9mn\u011b drah\u00fd a mohly si ho dovolit jen velk\u00e9 obchodn\u00ed \u0159et\u011bzce. Sv\u00e9 \u0159e\u0161en\u00ed, kter\u00e9 padne na m\u00edru i va\u0161im pot\u0159eb\u00e1m, si jist\u011b najdete.<\/p>\n<p><!--more--><\/p>\n<h2>Hled\u00e1te platebn\u00ed termin\u00e1l pro sv\u016fj byznys?<\/h2>\n<p>Ve spolupr\u00e1ci s KB SmartPay nov\u011b nab\u00edz\u00edme i platebn\u00ed termin\u00e1ly &#8211; Yomani (pultov\u00fd), Yoximo (p\u0159enosn\u00fd) a Xengo (mPOS).<\/p>\n<p>Mrkn\u011bte na <a href=\"https:\/\/www.gopay.com\/cs\/platebni-terminaly.html?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=platebni-terminaly\">nab\u00eddku<\/a> a zjist\u011bte v\u00edce informac\u00ed.<\/p>\n<div class=\"su-button-center\"><a href=\"https:\/\/www.gopay.com\/cs\/platebni-terminaly.html\" class=\"su-button su-button-style-default\" style=\"color:#FFFFFF;background-color:#349DE8;border-color:#2a7eba;border-radius:9px\" target=\"_self\"><span style=\"color:#FFFFFF;padding:0px 24px;font-size:18px;line-height:36px;border-color:#71bbef;border-radius:9px;text-shadow:none\">  Chci platebn\u00ed termin\u00e1l <\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>V\u00edte, \u017ee kdy\u017e lid\u00e9 plat\u00ed kartou, utrat\u00ed a\u017e o p\u011btinu v\u00edce, ne\u017e kdy\u017e plat\u00ed v hotovosti? Spolu s rostouc\u00ed oblibou bezhotovostn\u00edch plateb to jsou hlavn\u00ed d\u016fvody, pro\u010d byste m\u011bli m\u00edt platebn\u00ed termin\u00e1l. Na trhu jich jsou stovky. Jak funguj\u00ed a jak vybrat ten spr\u00e1vn\u00fd platebn\u00ed termin\u00e1l pro v\u00e1\u0161 byznys?<\/p>\n","protected":false},"author":8,"featured_media":4223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"coauthors":[13],"class_list":["post-4185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-commerce-online-podnikani"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jak vybrat platebn\u00ed termin\u00e1l? | GoPay blog<\/title>\n<meta name=\"description\" content=\"Stacion\u00e1rn\u00ed, p\u0159enosn\u00fd, mPOS, chytr\u00fd...Jak vybrat ten spr\u00e1vn\u00fd platebn\u00ed termin\u00e1l pro v\u00e1\u0161 byznys? 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