{"id":2238,"date":"2017-06-08T11:12:13","date_gmt":"2017-06-08T09:12:13","guid":{"rendered":"https:\/\/blog.gopay.com\/?p=2238"},"modified":"2023-08-30T13:57:12","modified_gmt":"2023-08-30T11:57:12","slug":"souboj-platebnich-metod-dobirka-vs-online-platba-kartou","status":"publish","type":"post","link":"https:\/\/www.gopay.com\/blog\/souboj-platebnich-metod-dobirka-vs-online-platba-kartou\/","title":{"rendered":"Souboj platebn\u00edch metod – Dob\u00edrka vs Online platba kartou"},"content":{"rendered":"

Kdy\u017e p\u0159ijde \u0159e\u010d na placen\u00ed na internetu, \u010desk\u00e9mu prost\u0159ed\u00ed st\u00e1le v\u00e9vod\u00ed dob\u00edrka.<\/p>\n

Z\u00e1kazn\u00edci ji vyu\u017e\u00edvaj\u00ed nej\u010dast\u011bji, obchodn\u00edk\u016fm ale p\u0159in\u00e1\u0161\u00ed spoustu starost\u00ed nav\u00edc.<\/p>\n

Na\u0161t\u011bst\u00ed existuj\u00ed i dal\u0161\u00ed zp\u016fsoby platby, kter\u00e9 usnad\u0148uj\u00ed pr\u00e1ci plat\u00edc\u00edm i prod\u00e1vaj\u00edc\u00edm.<\/p>\n

Kter\u00e9 to jsou? A v \u010dem jsou v\u00fdhodn\u011bj\u0161\u00ed ne\u017e dob\u00edrka?<\/p>\n

Postavili jsme jednotliv\u00e9 platebn\u00ed metody do ringu a nechali je spolu z\u00e1pasit. V\u00fdsledky jsme zm\u011b\u0159ili a nyn\u00ed v\u00e1m je p\u0159in\u00e1\u0161\u00edme.<\/p>\n

Prohl\u00e9dn\u011bte si v\u00fdsledkovou listinu 5 nejpou\u017e\u00edvan\u011bj\u0161\u00edch platebn\u00edch metod.<\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t
<\/td>Online platba kartou<\/th>Online bankovn\u00ed p\u0159evod<\/th>Klasick\u00fd bankovn\u00ed p\u0159evod<\/th>Online pen\u011b\u017eenky<\/th>Dob\u00edrka<\/th>\n<\/tr>\n<\/thead>\n
Kdy v\u00ed obchodn\u00edk o platb\u011b<\/strong><\/td>Ihned<\/td>Ihned<\/td>1 - 3 dny (dle banky)<\/td>Ihned<\/td>Po p\u0159evzet\u00ed zbo\u017e\u00ed (n\u011bkolik dn\u00ed)<\/td>\n<\/tr>\n
Garance vr\u00e1cen\u00ed platby<\/strong><\/td>Ano<\/td>Ne<\/td>Ne<\/td>Ano*<\/td>Ne<\/td>\n<\/tr>\n
N\u00e1klady p\u0159i nep\u0159evzet\u00ed<\/strong><\/td>Ne<\/td>Ne<\/td>Ne<\/td>Ne<\/td>Ano<\/td>\n<\/tr>\n
Pod\u00edl metody na trhu** <\/strong><\/td>18 % <\/td>6 %<\/td>8 %<\/td>2 %<\/td>34 %<\/td>\n<\/tr>\n
EET<\/strong><\/td>Ano<\/td>Ano<\/td>Ne<\/td>Ano<\/td>Ne***<\/td>\n<\/tr>\n
Pr\u016fb\u011bh platby<\/strong><\/td>Sta\u010d\u00ed zadat platebn\u00ed \u00fadaje<\/td>Sta\u010d\u00ed odeslat p\u0159edvypln\u011bn\u00fd platebn\u00ed p\u0159\u00edkaz<\/td>Je nutn\u00e9 zadat a odeslat platebn\u00ed p\u0159\u00edkaz <\/td>Sta\u010d\u00ed potvrdit platbu ov\u011b\u0159ovac\u00edm k\u00f3dem<\/td>Platba hotovost\u00ed nebo kartou p\u0159i p\u0159evzet\u00ed <\/td>\n<\/tr>\n
Cena za platbu<\/strong><\/td>Zdarma<\/td>Zdarma<\/td>Zdarma<\/td>Zdarma<\/td>A\u017e des\u00edtky K\u010d (dle e-shopu)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n*PayPal, **Zdroj: Heureka<\/a>, ***Dle zp\u016fsobu dopravy a dohody s dopravcem.<\/em><\/p>\n

Online platba kartou<\/h2>\n

\"online<\/a><\/p>\n

Online platba kartou zaznamenala m\u00edrn\u00fd n\u00e1r\u016fst<\/a>\u00a0<\/span>co do obl\u00edbenosti oproti minul\u00e9mu roku, a to i p\u0159es komplikace spojen\u00e9 se syst\u00e9mem EET<\/a>.<\/span><\/p>\n

Metoda s sebou nese hned n\u011bkolik v\u00fdhod. P\u0159edev\u0161\u00edm ocen\u00edte jej\u00ed t\u00e9m\u011b\u0159 gepard\u00ed rychlost – informace o platb\u011b se k v\u00e1m dostane ihned pot\u00e9, co z\u00e1kazn\u00edk provede platbu. Vy tak m\u016f\u017eete za\u010d\u00edt chystat zbo\u017e\u00ed k expedici.<\/p>\n

Jak ale z\u00edskat z\u00e1kazn\u00edky, kte\u0159\u00ed st\u00e1le v\u00e1haj\u00ed p\u0159i pohledu na formul\u00e1\u0159 se zad\u00e1v\u00e1n\u00edm \u010d\u00edsla karty? K tomu v\u00e1m pom\u016f\u017ee mo\u017enost vr\u00e1cen\u00ed pen\u011bz, kter\u00e1 je garantov\u00e1na bankou. Tak zv\u00fd\u0161\u00edte d\u016fv\u011bru z\u00e1kazn\u00edka.<\/p>\n

<\/span>Jak funguje garance vr\u00e1cen\u00ed pen\u011bz?<\/div>
Vr\u00e1cen\u00ed pen\u011bz umo\u017e\u0148uje funkce zvan\u00e1 chargeback. Z\u00e1kazn\u00edk pod\u00e1 reklamaci u sv\u00e9 banky, pokud mu obchodn\u00edk\u00a0neposkytl zbo\u017e\u00ed. Jedn\u00e1 se o vy\u0161\u0161\u00ed ochranu z\u00e1kazn\u00edk\u016f p\u0159ed nespolehliv\u00fdmi\u00a0obchodn\u00edky. <\/div><\/div>\n

Platba kartou online se kamar\u00e1d\u00ed i s platebn\u00edmi br\u00e1nami. V GoPay<\/a> nap\u0159\u00edklad poskytujeme funkci zapamatov\u00e1n\u00ed \u010d\u00edsla karty, tak\u017ee odpad\u00e1 nutnost opisov\u00e1n\u00ed dlouh\u00fdch \u010d\u00edsel. Z\u00e1kazn\u00edk zaplat\u00ed na jedno kliknut\u00ed.<\/p>\n

<\/span>Co jsou platby na jedno kliknut\u00ed?<\/div>
Jde o usnadn\u011bn\u00ed placen\u00ed, kter\u00e9 pro online platby kartou umo\u017e\u0148uje platebn\u00ed br\u00e1na. P\u0159i prvn\u00ed platb\u011b z\u00e1kazn\u00edk ulo\u017e\u00ed na br\u00e1n\u011b sv\u00e9 platebn\u00ed \u00fadaje a telefonn\u00ed \u010d\u00edslo. V n\u00e1sledn\u00e9 platb\u011b se p\u0159es SMS k\u00f3d p\u0159ihl\u00e1s\u00ed k ulo\u017een\u00e9 kart\u011b a ka\u017edou n\u00e1sleduj\u00edc\u00ed platbu ji\u017e potvrzuje pouze jedn\u00edm klikem rovnou z ulo\u017een\u00e9 karty\u00a0na br\u00e1n\u011b. Pr\u016fb\u011bh platby na jedno kliknut\u00ed je detailn\u011b popsan\u00fd\u00a0v \u010dl\u00e1nku Platba na jedno kliknut\u00ed na platebn\u00ed br\u00e1n\u011b GoPay<\/a>. \u00a0 <\/div><\/div>\n
<\/span>Jak prob\u00edh\u00e1 placen\u00ed s 3D Secure?<\/div>
Technologie\u00a03D Secure umo\u017e\u0148uje autentizaci platby pomoc\u00ed SMS k\u00f3du, kter\u00fd je v pr\u016fb\u011bhu platby zasl\u00e1n na telefonn\u00ed \u010d\u00edslo majitele karty. Banka po\u0161le z\u00e1kazn\u00edkovi SMS s ov\u011b\u0159ovac\u00edm k\u00f3dem. Bez n\u011bj se platba neuskute\u010dn\u00ed. Pou\u017eit\u00ed 3D Secure tak v\u00fdrazn\u011b sni\u017euje riziko zneu\u017eit\u00ed platebn\u00edch \u00fadaj\u016f. <\/div><\/div>\n

Platb\u00e1m kartou vych\u00e1zej\u00ed vst\u0159\u00edc tak\u00e9 karetn\u00ed asociace, kter\u00e9 d\u00edky technologii 3D Secure bojuj\u00ed s potenci\u00e1ln\u00edm rizikem zneu\u017eit\u00ed karty. Z\u00e1kazn\u00edk platbu potvrd\u00ed sms k\u00f3dem a m\u00e1 zaplaceno, ani\u017e by se musel b\u00e1t o sv\u00e9 \u00fadaje.<\/p>\n

online bankovn\u00ed p\u0159evod<\/h2>\n

\"online<\/a><\/p>\n

Je p\u0159eborn\u00edkem v po\u010dtu jmen. \u010casto se mu \u0159\u00edk\u00e1 bankovn\u00ed nebo platebn\u00ed tla\u010d\u00edtko. Ka\u017ed\u00e1 banka m\u00e1 pak svoje ozna\u010den\u00ed. Z\u00e1kazn\u00edk se nap\u0159\u00edklad m\u016f\u017ee setkat s n\u00e1sleduj\u00edc\u00edmi n\u00e1zvy:<\/span><\/p>\n